Interest Frozen, Payments Reduced, Life Restored!

Despite constant media advertisements claiming to write off 60%, 70% and incredibly even 90% of all your personal debt, many thousands of people who have gone down the route of Insolvency Practitioner Regulated IVA's as a way of resolving their debt problems have lived to regret that decision. 

If you wish to regain control of your debts but do not want to run the risk of bankruptcy then there are 2 possible options available to you: 

Option 1
Enter into a Voluntary Personal Debt Management Plan
(Freezing Interest and Making Affordable Reduced Monthly Payments)
Option 2
Enter into our unique 1-2-1 Voluntary Arrangement
(Freezing Interest, Pay Creditors Affordable Monthly Payments and Make Full and Final Offers from Home Equity Release When You Are Ready)
 

With our guidance we can further assist our clients with
a Pre-paid Mastercard and, where suitable, further finance through AMF loans.

You may take little comfort from the fact that you are not alone, but over 100,000 people last year were declared bankrupt and millions of people struggle every day to honour their financial commitments, often running up additional credit every week in order to pay for necessities such as utilities and groceries. Because you are reading this you have already recognised the need for a positive and definitive resolution to your debt problem.

Getting out of debt is invariably a long and demoralising process. Often comfort can be drawn simply from bringing the debt under control, freezing the interest, allowing you to make positive balance reductions and reducing your payments to that which can be comfortably supported from your monthly income.

90% of our clients have achieved this with our help. 1-2-1 Debt Solutions fully understand and appreciate just how difficult things are for you at the moment.

Please remember:
If you can stop interest and other charges you are, in effect, buying time to fully appreciate and understand your circumstances. Only when the day to day pressure is removed can you focus clearly on the problem. Once focussed you will be surprised at how resilient and resourceful you can become.

There is no quick fix or free solution to debt. All debt resolution scenarios require some kind of funding. Even people that are declared bankrupt invariably have to pay court and administration fees and contribute a proportion of any excess income to the courts for a period of time that differs from one case to another, and certainly IVA's administered by Insolvency Practitioners require substantial funding contributions. 

We regularly receive clients that have tried one of the 'free' organisations such as The Consumer Credit CounselThe Citizens Advice Bureau or National Debt Line. Clients tell us that the help available is scripted and that these organisations, although well meaning, do not offer the level of support that is needed.

Experts believe that
“over 60,000 homes (Mortgage News - April 2008)
will be repossessed during 2008.
Don't allow yours to be one of them!" 

Incidentally, lenders have up to 12 years to pursue you for any shortfall in the amount owed on your mortgage after the forced sale of the property. Evidence lately suggests that lenders are being more and more ruthless in this respect".

Call us now!
0845 259 1364
or submit an online response form
or email: ask@1-2-1debtsolutions.co.uk 

Mon-Fri 9.00am - 6.30pm. 
Sat 9.00am - 12.30pm  (24/7 Answer Service) 

Please note: A Personal Debt Management Plan can adversely affect your credit rating but will show that you are dealing with your debts in a responsible manner. In most cases our clients have severe adverse credit history prior to seeking our help or advice.


 
 

1-2-1 Debt Solutions is a trading style of Your Debt Wizard Ltd
Company registration number: 6447730

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